These terms and conditions shall govern your use of our website.
By using this website, you are agreeing to be bound by these terms in full. If you do not agree with all of these terms and conditions or do not believe them to be reasonable, you should not use this website.

These terms include full adherence and acceptance of our Disclaimer and Privacy Policy.

You must be at least 18 years of age to use this website. By using this website, you signify that you are at least 18 years of age.


This website and all of its contents are protected under all applicable international copyright laws. All relevant forms of intellectual property rights are reserved. Unless stated otherwise, all forms of media and software found on this site are the sole property of or its licensors.

The content of this website is not to be sold or redistributed in any way in part or in whole without the owner’s prior consent.

Copyright infringement will be handled with appropriate legal action.

Use of Information:

The information found within the pages of this website is not a replacement for qualified and professional advice, it is for reference use only.

We cannot guarantee that any or all of the information presented herein is complete, up to date or accurate. You are encouraged to do your own research.

Any individual choosing to use this website or any of its contents does so on their own volition. We will not be held liable for damages resulting from the use or misuse of this website or any of its contents.

You Must Not:
⦁ Sell or rent material from this website.
⦁ Reproduce, duplicate, create derivative or otherwise exploit material on this website for any purpose.
⦁ Modify any material on this website.
⦁ Redistribute material from this website without prior written consent.
⦁ Republish or reproduce any part of this website.
⦁ Use this website for unlawful purposes or sending unsolicited commercial communications.

User content:

User content includes without limitation: text, audio, video and images or anything directly or indirectly submitted by users of this website.
By submitting user content (i.e. testimonials, comments etc.) you are granting all rights worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media.
We reserve the right to remove or edit any user content at any time for any reason.
User content must not infringe the rights of any other users of this website or any third party.

Limitation of Liability:

This website and all of its content are provided “as is” without any representations or warranties, express or implied. Including warranties of merchantability.

Nothing on this website constitutes or is meant to constitute, advice of any kind. If you require advice regarding any legal, financial or medical matter you should consult an appropriate professional.

Under no circumstances will or its owners/operators be held liable for damages that may arise from including without limitation: Damages for loss of profits, injury or death, business interruption, loss of or corruption of information or data.

These limitations apply even if has been expressly advised of any potential losses.
We do not guarantee will always be accessible or accessible at all.

Restricted Access:

At any point, we may restrict access to part or all of this site. If you are given a username and password for you to access restricted parts of this website, it is your responsibility to keep your login details confidential.


We reserve the right to make modifications to these terms and conditions or any part of this website at random and without notice. You are encouraged to review these terms periodically for changes. If any of these terms are determined to be illegal or unenforceable, it shall be severed from these terms and the remaining terms shall remain fully enforceable.